信贷额度

未雨绸缪

A 信贷额度 (LOC) from Seattle Credit Union makes things a whole lot easier when life throws you a curveball.

当你需要它的时候

是否需要进行紧急汽车修理, 在等薪水的时候支付账单, 或者只是需要一点额外的现金, a Seattle Credit Union LOC can be the right tool for you. 即使你认为现在不需要LOC, having one available when unexpected problems occur will make you glad you planned ahead.

低利率和无发起费

The rates on Seattle Credit Union LOCs are among the best in the Seattle area, 即使你的信用记录不太完美.

Because Seattle Credit Union is a not-for-profit financial cooperative, there are no origination fees and no annual fees to keep your credit line active. We also won't hit you with unexpected prepayment penalties when you are ready to pay off the balance.

当你需要借你的线, you'll feel better knowing that your credit union is only interested in making sure you get a great loan product at our best possible price.

马上申请

管理你的月收入

An LOC can assist in managing your monthly expenses, especially when income varies from month to month. It can be a great alternative to payday loans and help you avoid the high fees charged by many check-cashing companies.

随时Skip-A-Pay

Our innovative 随时Skip-A-Pay program allows you to skip up to two LOC payments every twelve months with a small processing fee. 随时Skip-A-Pay gives you the flexibility to deal with unforeseen expenses like home repairs or unusually large credit card bills without causing any damage to your credit score. 这个功能是我们的LOC标准的. It's just another way we design products to help our members prosper.